American Express® Business Card

 American Express Business Charge Card

The American Express® Business Gold Charge Card can make doing business more of a pleasure. It eases the burden of paperwork, offers you extra savings and helps you manage the little things so you can get on with the important business of running and developing your company.

No pre-set spending limit
The Card has no pre-set spending limit1. And provided you pay your Account in full and on time each month, you will have up to 39 days free credit from the date of transaction² - giving you extra financial flexibility.

Free Supplementary Cards for Employees
You can also get free Supplementary Cards for employees³. This will help you to maximise the benefits of our Membership Rewards® Classic Programme, our specially negotiated discounts and travel insurance.

Regular financial updates and Annual Management Reports
The Card will save you a lot of time and energy you would normally spend tracking expenditure. It provides Monthly Statements giving you a breakdown of spend on every Card so it's easy to monitor your entire spend and make just one monthly payment.

At the end of the tax year you'll get a free Annual Management Report that breaks down the entire year's business expenditure by Card and then category, so there's no need to spend hours trawling through old statements and searching for receipts: it's all done for you.

Discounts on Everyday Business Purchases
Big business savings for small businesses. With the Business Gold Card, you benefit from American Express' purchasing power and can save up to 30% with partners in our Everyday Savings Programme⁴.

Membership Rewards
You will be enrolled free in our Membership Rewards Classic Programme and earn Membership Rewards points virtually every time you use your Card⁵. These can be redeemed against a host of rewards from travel and hotel stays to leisure activities and gifts. You will earn points from your Supplementary Cards too.

1 Your purchases are approved based on a variety of factors, including your Credit Record, Account History and personal resources. Proof of resources and security may be required.

2 Providing you pay your bill in full and on time every month on all current American Express® Cards.

3 Offer applies to Gold and Green Supplementary Cards.

4 American Express and provider terms and conditions apply. These suppliers and associated discounts are correct at time of print and subject to change. Offers apply when paying with the American Express Business Card.

5 Full details of the Programme will be sent to you upon approval. You can earn one point for virtually every pound you spend on the Card except for the following charges: Cash Advances, AMEX Travellers Cheques purchases, Foreign Exchange and Express Cash Transactions and any other Account charges.

6 Services subject to terms and conditions and in the case of cash access withdrawal fee is the higher of £3 or 3% of withdrawal amount.